About the Cohousing Model

Cohousing is an intentional neighbourhood design and lifestyle that combines private homes with shared indoor and outdoor amenities to support connection, collaboration, and interdependent community life.

Cohousing is an alternative development model, where future residents participate in planning and development, so that neighbourhood amenities better meet their specific needs. Often, the physical site layout is designed to provide personal privacy, as well as create opportunities for social interaction.

Originating in Denmark in the late 1960s, the cohousing model is becoming popular in many countries. Since introduction to North America by architects Kathryn McCamant and Charles Durrett in 1988, over 200 completed and forming communities now exist across Canada and the United States.

Today, there are over 30 cohousing communities in Canada, with British Columbia having the highest concentration of completed projects.

Neighbourhood Design

Cohousing combines the autonomy of private ownership of complete, self-contained homes with the advantages of shared amenities, resources, and mutual support. Typically, amenities include a Common House with kitchen, dining area, lounge, guest suites, meeting spaces, and workshop.

Common spaces not only make it possible to live in a smaller home, but also function as the heart of the community. Common spaces make it easy to share meals, collaborate, and support one another, while collective stewardship of the common property builds a strong sense of connection and shared responsibility.

Sustainability

Cohousing neighbourhoods tend to feature environmentally-conscious design.

Homes are often of higher quality with more green-built features than conventional housing. While this may contribute to higher construction costs, this makes them less costly to maintain and operate.

Cohousing also tends towards a pedestrian orientation, which has documented lower vehicle use than conventional neighbourhoods.

Participation

Cohousing communities are organized around principles of participation where residents actively contribute their time, ideas, and skills towards collaborative community management maintenance. Community decision making is non-hierarchical and usually by consensus.

Affordability

Cohousing provides opportunities for reducing the cost of living not available in conventional neighbourhoods.

Common spaces make it possible to live in a smaller home without negatively impacting lifestyle, while sharing of resources reduces overall consumption. Collective stewardship of the common property also results in lower maintenance costs.

This video explains cohousing nicely:

Cohousing vs. Cooperatives vs. Conventional Strata

Cohousing differs from cooperatives and conventional strata-title condominiums in some distinct ways. Differences and similarities in ownership structure, purpose and design, financing and development, and resale are explained below.

Ownership Structure

Not to be confused with a cooperative (co-op), cohousing groups in Canada typically use the strata title ownership structure that conventional condominiums use. Strata title allows for individual ownership of homes and common ownership of shared amenities. As it allows for individual title ownership, it is much easier to get mortgage financing, subject to the purchaser’s qualifications.

COHOUSING

  • Strata title = individual ownership of homes and common ownership of shared amenities
  • Mortgage financing possible

COOPERATIVE

  • Cooperative owns everything
  • Members purchase shares, which entitle them to occupy their units
  • Shareholder does not hold title to the unit

CONVENTIONAL STRATA

  • Strata title = individual ownership of homes and common ownership of shared amenities
  • Mortgage financing possible

Purpose & Design

With both cohousing and cooperatives, the purpose is to create a neighbourhood that better meets residents’ needs, supported by community collaboration.

COHOUSING

  • To meet residents’ needs
  • To balance privacy & community
  • Generally non-for-profit

COOPERATIVE

  • To balance privacy & community
  • To create government-funded affordable housing

CONVENTIONAL STRATA

  • To generate profit for developer
  • Less emphasis on community

Financing & Development

COHOUSING

  • Financed by members
  • Future residents participate in planning and development
  • Construction loans repaid when each household purchases their unit

COOPERATIVE

  • Financed by government
  • Funding no longer available
  • No financial advantages and many challenges to co-op setup
  • Very few being developed

CONVENTIONAL STRATA

  • Financed by corporation
  • Not designed by future residents
  • Expectation of selling units for profit at completion

Resale

In order to maintain the integrity of a cohousing community over time, it is important for the seller to work with the community and educate potential purchasers about cohousing prior to finalizing a sale.

COHOUSING

  • Market value fluctuates
  • No restrictions on who can purchase
  • Strata maintains list of interested people, helping owners to find a buyer

COOPERATIVE

  • Share value fixed in government-funded cooperatives
  • Board of Directors determines who can purchase shares

CONVENTIONAL STRATA

  • Market value fluctuates
  • No restrictions on who can purchase
  • Strata has no interest in who purchases and no system for supporting an owner to find a buyer

Cohousing Resources

Have questions about Harbourside or cohousing in general?

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